In many cases the rate you receive will be the same whether you deal through Curve or direct. However, as we are partnered with over 80 ADI’s whom we have a close relationship with and because of the billions of dollars in funds we have on deposit, we are also offered special deals that aren’t available to the public or other brokerages. In ALL cases however, our clients make valuable cost savings through the efficiencies we bring to the process of placing surplus funds in deposits.

Curve sources deposit opportunities for its clients from over 80 Authorised Deposit-Taking Institutions (ADIs). These include major banks, regional and second tier banks, mutual banks, building societies, credit unions, and foreign branch banks. Curve also arranges deposits for some government-guaranteed institutions and other wholesale entities.

We secure deposits ranging from overnight cash to 5 years. Longer deposit terms can be sourced on request.

Yes, in most cases you can still get the rate for the closest standard term to the maturity date you select. Curve recognises that you may wish to set a maturity date (or a day of the week) to match cash flow needs and we facilitate that.

The Financial Claims Scheme guarantees up to $250,000 deposited per entity per ADI.

There are a great many changes being currently introduced due to a number of regulatory reforms. Each bank is dealing with the changes in its own way. Different investing entities will be impacted in different ways. Curve’s experienced team is on hand at all times to discuss how these changes are impacting our clients.

No, we respect that our clients have existing relationships with some institutions that are working well and we never want to get in the way of these relationships. We can still facilitate particular deals on behalf of our clients and also assist with other financial functions as needed.

Yes. We notify all our clients as an investment approaches its maturity date. We are then available to discuss your re-investment options or simply arrange for the funds to be returned.

Yes, our systems are very flexible and allow us to provide whatever information you need whenever you need it.

Funds are sent directly to the deposit-taking bank. Each deposit is set up in the name of the investor and funds are returned directly to the investor’s account. The process is the same as if you were dealing directly with a bank. Curve just facilitates a more streamlined process.